My Background:

Thirty years of combined experience in property management, real estate sales, lending and appraisals.

Experience

2003-Present Broker Associate, Havasu Heat in Mohave County Golden Valley/Bullhead City

2000-2003 Broker Associate, Coldwell Banker Success Realty

1994-2002 Appraiser and Owner of Carol Pease & Co., Inc.

1990-1994 Real Estate Appraiser, Property Manager and Owner, Kingman Professional Property Management and Pape & Co.; Appraisal Department Development Representative for Century 21 C.F. Scott in Chester, Virginia. Also acted as Senior Loan Processor and Appraisal Consultant for Margaretten Mortgage/Chemical Bank.

1987-1991 Branch Manager/Loan Officer; familiar with FHLMC, FNMA and government guide- lines at Norwest Mortgage, Valley National Mortgage and Forward Financial.

1984-1986 Real estate sales, residential and land sales, property management, Ashfield Realty and Realty World

Education

2002-2005 Completion of e-Pro designation. 50+ hours of continuing ed.

2001-2002 Completion of courses towards GRI designation

2001 Received Accredited Buyer Representative designation

2001 50-60 hours of continuing real estate education

2000 Real Estate Appraisal Review, NACREA

2000 Marshall Swift Residential Class, NAIFA

2000 50-60 hours of continuing real estate education

2000 Supporting Sales Comparison Grid Adjust for Residential Properties, Appraisal Institute

2000 Appraisal Processes, Arizona Board of Appraisal

2000 Uniform Standards of Professional Practice, Arizona Board of Appraisal

1999 50-60 hours of continuing real estate education

1999 "1999 Appraisal Expo & Conference", National Association of Real Estate Appraisers

1999 Manufactured Housing Appraisal, National Association of Master Appraisers

1999 HUD Appraisal Standards Update, National Association of Master Appraisers

1999 FHA Appraisal Examination, US Department of Housing & Urban Development, Federal Housing Administration

1998 50-60 hours of continuing real estate education

1998-1999 4.7 Basic Residential HUD Appraisal Requirements, National Association of Independent Fee Appraisers

1998 FHA Update, Phoenix Association of Professional Mortgage Women

1997 50-60 hours of continuing real estate education

1996 50-60 hours of continuing real estate education

1995 Board Orientation (3162), State of Arizona Department of Real Estate

1995 Loan Processor, EDI Class, Freddie Mac

1994 Perspectives on Appraisals, Norwest Mortgage

1994 How to Complete FHA Appraisal, HUD Office

1994 HUD/FHA Appraisal Seminar, Charles S. May, SRA

1994 Appraisal of Complex Properties, Institute of Real Estate Appraisers

1993 How to Complete New URAR Form, John Tyler Community College

1993 Standards of Professional Practice, J. Sargeant Reynolds Community College

1993 Advanced Residential Appraisal, Mosley Flint School of Real Estate

1992 Real Estate Appraisal, Community College of Southern Nevada

1980-1991 140 hours of Real Estate and Real Estate Appraisal classes

1990 Bachelor of Science degree in Business Management, Southwest University

New Orleans, LA

Affiliations & Licenses

• Virginia Certified Real Estate Appraiser License
• Nevada Certified Real Estate Appraiser License
• Arizona Real Estate Broker License
• Former Massachusetts Real Estate Broker (1978-1987)
• Member of National Association of Female Executives (NAFE)
• Member of Business & Professional Women Organization
• Notary Public
• National Association of Independent Fee Appraisers
• National Association of Real Estate Appraisers
• National Association of Real Estate